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What is a Verified PayPal Account? A verified PayPal account is one that has been linked to a bank account or credit card. This verification process helps confirm the identity of the account holder and enhances the security of transactions. Verified accounts typically have higher transaction limits and are seen as more trustworthy by other PayPal users. Benefits of Using a Verified PayPal Account Increased Security : By linking a bank account or credit card, users add an extra layer of security