Regret
Standing were I am now and looking back to the time when I lived my life as DADDY'S BOY, I'm filled REGRET for the Actions I didn't tan because of obeying Daddy. I regret not everything but those actions I didn't take all because he didn't see how feasible they are.
I tell myself every morning that, "taking RISK IS RISKY and not taking them is still RISKY".
You may lose some cash to learn and became wiser if the risk you took was the wrong one and you stand to earn more if the risk was the right one.
We shouldn't wait for others to do it first before we do ours, let's be the pathfinders and let others follow our steps.
Take the RISK.