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What is financial freedom and how do you achieve it? That is a question I asked myself in 2014. My name is Curtis Ray, from Gilbert, Arizona and the author of this book Everyone Ends Up Poorβ’. I want to tell you my story of financial discovery through family, entrepreneurism, product development, and an array of experiences. This is not a traditional story of an investment strategy secret or 401(k) success, but a story of true pursuit of knowledge, breaking down the whole system of financial planning, and discovering the inefficiencies and underwhelming results of the 401(k), IRA, Roth IRA and other traditional financial plans. Throughout the book
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Book ID Asin: B07JN44K52
Book Title: Everyone Ends Up Poor!: Why Retirement Planning Is All Backwards And How To Fix It
Book Author: Curtis Ray
Book Format and Price:
Book Format Name: Kindle
Book Format Price: $0.00
Book Format Name: Audiobook
Book Format Price: $0.00
Book Format Name: Paperback
Book Format Price: $24.95
Book Price: unknown
Book Category: Kindle Store, Kindle eBooks, Business & Money and unknown
Book Rating: 174 ratings
Everyone Ends Up Poor!: Why Retirement Planning Is All Backwards And How To Fix It by Curtis Ray Book Review
Name: Dave Brandt
Rating: 4.0 out of 5 stars
Title: Real Message with a Real Solution!
Date: Reviewed in the United States on January 31, 2022
Review: Easy read with a meaningful message regarding Money, Retirement and Qualify of Life. Things we ignore until it is to late, and it doesn't have to be that way. I enjoyed the book, it touched a sore spot for me. I hand copies of this book out now to friends and family now.
Name: Ramon
Rating: 1.0 out of 5 stars
Title: Absolute waste of reading material.
Date: Reviewed in the United States on April 3, 2023
Review: Sadly read cover to cover to discover I gained no more knowledge that I had already had. Every financial expert either says pay yourself first or pay your bills then pay yourself. Propaganda to sale something called MPIβ¦of which he doesnβt even explain other than saying follow the nine pillars. Absolutely a waste of money to purchase book and not even worth taking to half priced books so another could read. Straight to trash. :)
Cover says, βWhy financial planning is all backwards and how to fix itβ
Iβll make it simple. He explains why 401k can be negative, but neglects to actually show how to fix it! Maybe that will be in his next book that I wonβt buy.
Name: Amazon Customer
Rating: 5.0 out of 5 stars
Title: Pay Yourself First!
Date: Reviewed in the United States on September 6, 2019
Review: This book has literally changed my life. There are simple concepts that, if applied, can lead to incredible outcomes...and not just financially speaking. One of the most important ideas for me was "Make a decision today that my future self will thank me for". Of course it applies to putting away money for my future in a secure system that produces more spendable income, but it transcends the realm of financial planning and can apply in all aspects of my life. Making decisions each day about how I spend my time, how I support my health, my relationships with my kids and my spouse (and on, and on, and on!).
That's how you know you are hearing truth. It's a universal principle. Take the time to research what Curtis invites you to do and then DO something with that knowledge. Start making decisions your future self thanks you for! (And make sure you talk to the team at MPI Unlimited to set you up on the path to financial prosperity!)
Name: Craig S.
Rating: 5.0 out of 5 stars
Title: Financial Planners Look Away
Date: Reviewed in the United States on November 11, 2020
Review: The concepts that Curtis Ray brings to light in "Everyone Ends Up Poor" are a traditional Financial Planners worst nightmare. The current crop of retirement products that have become household names have ran their course. Ray shows you step by step how a plan that was 'designed' to take care of your retirement upon turning 65 isn't really built to last in the way it has become perceived to do. There is a better way, a more powerful vehicle to build proper retirement income without the risk of the market's cyclical and reliable tendency to lose big. For those looking to truly understand how money works, this book is a fantastic place to start that understanding.
Name: Amazon Customer
Rating: 5.0 out of 5 stars
Title: Challenge the status quo
Date: Reviewed in the United States on November 13, 2018
Review: I have been a follower of Dave Ramsey for over 10 years. Dave helped us get out of debt and build a plan. He helped us avoid risky investments, so we are often skeptical to go against Daveβs advice. We are seeing that we have not achieved the gains we had hoped for through our 401kβs and our eyes were opened even more understanding what our yearly retirement income would look like if we continue in the same path. Curtis helped me see other options are available and that the industry (from what Iβve experienced as well) often sells the products that benefit them, not that mostly benefit the customer. Thank you Curtis for sharing what you have learned and challenging the status quo of the industry. If you are skeptical, as I was, keep an open mind and be willing to accept new ideas. Lastly, donβt keep all of your eggs in one basket. I signed up for my MPI plan in July 2018 to go along with my already established 401k.
Name: Lance Watson
Rating: 5.0 out of 5 stars
Title: Debunking The Traditional Personal Financial Retirement Trap
Date: Reviewed in the United States on December 4, 2018
Review: Eye-Opening! It's tough to find out that everything you thought you knew about your secure financial retirement plan will not produce the income you believed would allow you to retire with the same lifestyle. My father is a retired certified financial planner. He has taught me the importance of putting money away in my Roth IRA and began my investment the day I turned 16 years old. Today I am 34 years old and have a sizable amount in my Roth thanks to the compounding interest over time. I have always blindly followed my father's advice because he ultimately wants what is best for me (and he does), but this book changes everything! Curtis outlines exactly why the current financial retirement system is failing us and causing everyone to end up poor. I do not want that to be me so you best believe I will be using the MPI system to ensure my future family and I are protected so we can become truly financially free.
Name: Bossman79
Rating: 5.0 out of 5 stars
Title: Life changer
Date: Reviewed in the United States on November 7, 2020
Review: This book is a life changer for someone that never was taught about money! After reading and watching videos on how to build wealth I still ended with high debt and a low bank account. After reading this book and the lost science of compounding my life is starting to turn around! Thank you Curtis Ray for taking the time to teach us about the life of compounding!
Name: Amazon Customer
Rating: 5.0 out of 5 stars
Title: This book is a great start to your education on how money works.
Date: Reviewed in the United States on February 9, 2021
Review: Loved the book. Has a lot of real world insight on how money works. A whole new way of thinking about saving for your retirement. Curtis has got me intrigued. Iβve ordered The Richest Man In Babylon (itβs a recommended read by the author of this book) and his 2nd book The Lost Art of Compound Interest.
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