Unexpected accidents can affect more than your physical health. They can also interrupt your income, increase household expenses and create financial uncertainty for your family. A personal accident insurance policy helps provide financial support when an accident results in death, disability or other covered losses.

Personal Accident Insurance Policy: Benefits, Coverage, Exclusions and How to Choose

A personal accident insurance policy can provide valuable financial support when an accident results in death or disability. The right coverage can help protect your family, reduce financial uncertainty and supplement your existing insurance.

Before buying, compare the sum insured, disability benefits, exclusions, occupational restrictions and claim requirements. Read the policy wording carefully and select coverage that matches your financial responsibilities rather than relying on premium or headline benefits alone.

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