You don’t have to sell your Bitcoin or crypto assets if you need cash quickly.


Whether it’s a house that needed repair, a job loss or funding for your small business, you can always take out a loan using your cryptocurrency as collateral fast when you really need it -without having to sell your favorite coins.

 is an EU and Swiss-based cryptocurrency loan platform that offers the 

This means that you can take a cash loan up to 90% of your crypto value, giving you more value for your collateral than other crypto service providers.

Say, you take a $9,000 loan on 90% LTV. You will need to deposit $10,000 worth of Bitcoin or any coin of your choice to YouHodler. In return, you’ll need to pay an interest rate of 153.00 USD (1.70%) loan fee. This loan fee will be added to the loan balance.

Meaning that you’ll receive $9,000 to your bank account and you have a loan balance of $9,153 with YouHodler.

There’s no hidden fees or daily recurring fees. You only need to pay a one-time loan fee at the end of the loan term.

Besides that, getting a crypto-backed loan with YouHodler is very easy. No more wasting time finding a right lender on other person to person (p2p) lending platforms.

Simply enter the desired loan amount on YouHodler and click 

 If you agree to the terms, then deposit your crypto as collateral into your YouHodler account and you’ll receive instant cash directly from YouHodler’s own fiat funds. You can then choose to withdraw your borrowed funds via credit card or bank transfer.

You can repay your loan at your own pace using crypto, fiat or stablecoins.

Once you pay the loan back, you’ll receive your original crypto directly to your wallet.

Most importantly, your funds are safe and protected by Ledger Vault digital asset management system and is covered by $150 million pooled crime insurance.

So, if you ever find yourself struggling with an unexpected expense that comes your way and you need a sizeable chunk of money immediately, getting a cash loan with 

 is a great way to ride out life’s tough time while still holding on to your Bitcoin.

Not only that, you can also make use of this crypto loan feature to access new capital for investments, for hedging or leveraging on the crypto market to grow your crypto assets even further.

Here’s a comparison of YouHodler with other competing 

第2話 - Why choose YouHodler for your crypto-backed loan?