A Step-by-Step Guide: How to Send Money via PayPal Hassle-Free? [2023]

Paige Wyatt

A Step-by-Step Guide: How to Send Money via PayPal Hassle-Free?

 Well, there are so many different methods of sending money via PayPal such as using the website on a computer or the PayPal app on a phone or tablet. Please continue reading about the advantages of sending money using PayPal, learn how to create and verify your account, link your bank account, or credit card, add funds, choose the right payment method, and troubleshoot common issues.

How to Send Money Using PayPal.com on a Computer?

Open your preferred web browser and go to www.paypal.com.

If you already have a PayPal account, enter your email address and password to log in. You can also sign-up for an account.

Once logged in, navigate to the "Send & Request" tab on the top menu of your PayPal account dashboard.

Click on the "Send Money" option to initiate sending money to someone.

Provide the email address or mobile number associated with the recipient's PayPal account. Double-check the information to ensure accuracy.

Enter the amount you wish to send and select the appropriate currency from the dropdown menu.

Select the purpose of your payment, such as "Goods and Services," "Personal Payment," or "Donation." This helps categorize the transaction for record-keeping purposes.

Recheck all the details and hit the Send Button.

Select your preferred payment method, such as your PayPal balance, linked bank account, or credit card. You can add a new payment method by following the on-screen instructions if needed.

Review the payment summary one last time, ensuring all details are accurate. If everything looks good, click "Send Payment" to complete the transaction.

How to Send Money Using the PayPal App on a Phone or Tablet?

send money via PayPal using the PayPal app

Visit your device's app store, search for "PayPal," and download the official PayPal app. Once installed, launch the app.

Enter your email address and password to log in to your PayPal account.

After logging in, tap the "Send & Request" tab at the bottom of the app interface.

Choose the "Send Money" option to initiate a transfer.

Provide the email address or mobile number associated with the recipient's PayPal account. Ensure the information is accurate to avoid any issues.

Enter the money you want to send and select the appropriate currency from the available options.

elect the purpose of your payment, such as "Goods and Services," "Personal Payment," or "Donation." This helps categorize the transaction for record-keeping purposes.

Take a moment to review all the transaction details, including the recipient's information, payment amount, purpose, and any applicable fees. Once satisfied, tap the "Next" or "Continue" button to proceed.

Select your preferred payment method, such as your PayPal balance, linked bank account, or credit card. If needed, you can add a new payment method within the app.

Review the payment summary one last time to ensure all details are accurate. Tap the "Send" or "Confirm" button to complete the transaction if everything looks good.

PayPal offers several advantages when it comes to sending money online. Here are some reasons why people choose PayPal:

 PayPal is quite convenient to use and is a use-friendly platform.

 PayPal implements advanced security measures to protect your financial information and transactions. They utilize encryption technology and monitor accounts for suspicious activity.

 PayPal is widely accepted across various online platforms, making it easy to send money to individuals, purchase goods and services, or donate to causes.

 PayPal supports international transfers, allowing you to send money to friends, family, or business partners worldwide in different currencies.

 PayPal offers buyer and seller protection programs, providing added peace of mind for both parties involved in transactions.

 The PayPal app offers on-the-go convenience, allowing you to send money, check your balance, and manage your account from your phone or tablet.

If you want to send money via PayPal and currently do not have an account, follow the below-mentioned steps to create it:

 Open your web browser and go to www.paypal.com.

 On the PayPal homepage, click the "Sign Up" button to create your account.

 Select the account type that suits your needs. PayPal offers personal accounts for individuals and business accounts for merchants and organizations.

 Enter your email address, which will be associated with your PayPal account. Ensure you have access to this email account, as PayPal will send important notifications to it.

 Choose a strong and secure password for your PayPal account. It should be unique and contain a mix of letters, numbers, and symbols.

 Enter your details, including your name, address, and phone number. Double-check the information for accuracy.

 Read and accept PayPal's terms and conditions by checking the box provided.

 PayPal may ask you to complete a security check to ensure you are not a robot. So complete the security check.

 To fully utilize PayPal's features, you will need to link your bank account or credit card to your PayPal account. This allows you to add funds, make payments, and withdraw money when needed.

If you have not verified your PayPal account, you must be missing so many great features. So here is how to verify your PayPal account:

After creating your PayPal account, check your email inbox for a verification message from PayPal. Open the email and click the verification link to confirm your email address.

, link your bank account by providing the necessary details, such as your account number and routing number.

If you linked a credit card to your PayPal account during the account creation process, PayPal may require you to confirm it. This verification typically involves entering the card information and confirming a small temporary charge on your credit card statement.

By verifying your PayPal account, you gain additional security measures and enjoy the full range of features and benefits offered by PayPal.

How to Link Your Bank Account or Credit Card to PayPal?

To add money to your PayPal account, you need to link your bank account or credit card. Here is how to do it:

Visit www.paypal.com and log in to your PayPal account using your email address and password.

Once logged in, locate your PayPal account's account settings or profile section. The exact location may vary depending on the PayPal website or app version you are using.

Look for options related to your PayPal wallet or linked accounts. This section offers options to add or manage your linked bank accounts and credit cards.

To link a bank account, choose the option to add one. Follow the instructions and enter the necessary information, such as your account and routing numbers. PayPal may require you to confirm the account by verifying a small deposit or through online banking login.

If you prefer to link a credit card, select the option to add one. Enter the card details, including the card number, expiration date, and security code. PayPal may require you to confirm the card by verifying a small temporary charge on your credit card statement.

Once you have added the bank account or credit card, PayPal may initiate a verification process. This typically involves confirming a small deposit or charge to the linked account or credit card.

You will need funds in your PayPal account to send money via PayPal. Here is how to add funds:

Once logged in, navigate to your PayPal wallet or account balance section. This is where you can view and manage the funds in your PayPal account.

Look for the "Add Money" or "Add Funds" option within your PayPal account. Click on it to proceed.

PayPal provides various funding sources, such as your linked bank accounts or credit cards. Choose the desired source from which you want to add funds to your PayPal account.

Specify the money you want to add to your PayPal account. Double-check the amount to ensure accuracy.

Review the summary, including the funding source, amount, and applicable fees. Once satisfied, click the "Add" or "Confirm" button to initiate the transaction.

Depending on the funding source, PayPal may require additional verification steps, such as confirming a deposit or charge on the linked bank account or credit card.

Now that you have a PayPal account with funds, you can easily send money to others. Here is how:

Once logged in, locate the "Send & Request" tab or option within your PayPal account. Click on it to proceed.

Select the "Send Money" or "Send" option to initiate the sending process.

Provide the recipient's email address or mobile number associated with their PayPal account. Ensure to enter the correct information to avoid sending money to the wrong recipient.

Enter the money you want to send and select the appropriate currency from the dropdown menu.

Carefully review all the transaction details, including the recipient's information, payment amount, purpose, and applicable fees. Ensure everything is accurate before proceeding.

Choose the method you want to send the money. You can select from your PayPal balance, linked bank accounts, or credit cards. You can add a new payment method to your PayPal account if needed.

Review the summary again to ensure all details are correct. If everything looks good, click the "Send" or "Confirm" button to complete the transaction.

How to Choose the Right Payment Method on PayPal?

Here are the important factors which you need to consider while choosing the right payment method on PayPal:

If you have funds available in your PayPal account, using your PayPal balance as the payment method allows for a seamless and immediate transaction.

By linking your bank account to PayPal, you can 

transfer money from your bank account to your PayPal balance

If you prefer to use your credit card for PayPal transactions, ensure a linked credit card is associated with your account. Be mindful of any applicable fees or cash advance charges imposed by your credit card issuer.

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